Credit

Your credit score may seem like just a number, but it can have a big impact on your financial future. Whether you're building credit from scratch or repairing a damaged score, Wise Wallet's credit resources can help you take control of your credit.

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The Timeline of a Credit Report: How Events Age Off Over the Years

The Timeline of a Credit Report: How Events Age Off Over the Years

By Stella Martin

I Became an Authorized User Once—Here’s What I’d Never Do Again

I Became an Authorized User Once—Here’s What I’d Never Do Again

Are Credit Cards Helping or Hurting Your Financial Goals?

Are Credit Cards Helping or Hurting Your Financial Goals?

Building Blocks of Homeownership: How Your Credit Score Lays the Foundation

Building Blocks of Homeownership: How Your Credit Score Lays the Foundation

By Shannon Bloom

When Emergencies Strike: Are Credit Cards Really Your Best Backup Plan?

When Emergencies Strike: Are Credit Cards Really Your Best Backup Plan?

Hard Inquiry vs. Soft Inquiry: The Difference That Could Hurt Your Credit

Hard Inquiry vs. Soft Inquiry: The Difference That Could Hurt Your Credit

By Shannon Bloom

Your Credit Score Could Be Your Secret Superpower—Here’s How to Use It

Your Credit Score Could Be Your Secret Superpower—Here’s How to Use It

By Marcus Townsend

Don't Get Caught Unawares: The Importance of Regular Credit Report Checks

Don't Get Caught Unawares: The Importance of Regular Credit Report Checks

The Credit Mistake I Made in College That Took Years to Fix

The Credit Mistake I Made in College That Took Years to Fix

By Marcus Townsend