When Emergencies Strike: Are Credit Cards Really Your Best Backup Plan?
As a financial expert, I’ve spent years helping people prepare for the unexpected. I’ve built emergency fund strategies, advised on high-yield savings accounts, and walked clients through more “rainy day” scenarios than I can count. But even with all that prep talk, I’ll say this plainly: emergencies don’t wait for you to be perfectly ready—and when they hit, most people turn to one thing first: their credit cards.