I Used to Pick Banks Based on Rates—Now I Look for These 8 Things First

My dad used to tell me, “Money is like water; if you don’t direct it, it’ll flow where you don’t want it to.” He wasn’t wrong. Back then, as I stared at my first pay stub, I didn’t give much thought to where I kept my money, as long as it was somewhere. Fast forward to today, and I realize that choosing the right bank is…